Flexible payments built around your cash flow

Teya combines card machines, online payments, flexible settlement options and business money-management tools. It is particularly relevant to businesses that want a payment arrangement shaped around their transaction profile and cash-flow requirements.

Depending on the available commercial arrangement, Teya can offer different approaches to transaction pricing and settlement.

This flexibility allows a business to consider predictable blended costs, more detailed card-category pricing and different payout schedules according to its operational requirements.

Who is Teya best suited to?

Teya is particularly worth reviewing where payment flexibility, settlement speed and hospitality functions are important.

• Restaurants, cafés, bars and pubs
• Hotels and accommodation providers
• Car and equipment rental businesses
• Retailers operating across several locations
• Businesses that value flexible settlement
• Businesses comparing blended and Interchange++ pricing
• Operators requiring tipping or split-bill functions
• Businesses interested in integrated cash-flow tools
• Businesses accepting both in-person and remote payments

Flexible pricing models

• Depending on the agreement, Teya may offer blended pricing, multi-rate pricing or an Interchange++ structure for greater detail and transparency
• Eligible businesses can choose from different settlement schedules, including standard, everyday and faster payout options, depending on their account and commercial arrangement
• Teya terminals can support functions such as tipping, split bills, pre-authorisation and Dynamic Currency Conversion, making them particularly relevant to hospitality and rental businesses
• Eligible businesses can manage settlements, spending, payment history and business cards through the Teya app and portal
• Eligible merchants may be offered a Teya Cash Advance, with repayment linked to an agreed percentage of daily card sales
• Payment links and QR-code options can help businesses collect payments when the customer is not physically present

Compare the complete commercial arrangement

• Teya's flexibility means that pricing and contract structures may differ between businesses
• The full comparison should include transaction charges, terminal costs, membership or service fees, settlement terms, contract length and expected customer-card mix
• A quoted headline percentage should not be assessed in isolation

Business-first assessment

The review starts with how your business operates, not with a predetermined product.

Compared alongside alternatives

Teya is considered alongside other suitable options in the available provider range.

Practical suitability

Hardware, mobility, settlement and workflow are all part of the consideration.

Clear recommendation

You receive clear guidance on whether this provider is a suitable fit for your business.